# Velo Payments APIs

**Provider:** Velo Payments APIs
**Category:** payments
**Base URL:** `https://api.sandbox.velopayments.com/`
**Auth:** oauth2 — `Authorization: Bearer YOUR_ACCESS_TOKEN`
**Rate Limit:** 4,000 API calls/min (authenticated)
**Free Tier:** Yes — [object Object]
**Pricing:** Free tier available (freemium)
**Docs:** https://api.sandbox.velopayments.com/

## Description

Terms and Definitions

Throughout this document and the Velo platform the following terms are used:

* Payor. An entity (typically a corporation) which wishes to pay funds to one or more payees via a payout.
* Payee. The recipient of funds paid out by a payor.
* Payment. A single tran

## Endpoints

| Method | Endpoint | Description |
|--------|----------|-------------|
| POST | `https://api.sandbox.velopayments.com//v1/authenticate` | Authentication endpoint |
| GET | `https://api.sandbox.velopayments.com//v1/deltas/fundings` | Get Funding Audit Delta |
| GET | `https://api.sandbox.velopayments.com//v1/deltas/payments` | V1 List Payment Changes |
| GET | `https://api.sandbox.velopayments.com//v1/fundings/{fundingId}` | Get Funding |
| POST | `https://api.sandbox.velopayments.com//v1/logout` | Logout |
| POST | `https://api.sandbox.velopayments.com//v1/password/reset` | Reset password |
| GET | `https://api.sandbox.velopayments.com//v1/paymentChannelRules` | List Payment Channel Country Rules |
| GET | `https://api.sandbox.velopayments.com//v1/paymentaudit/fundings` | V1 Get Fundings for Payor |

## Authentication

OAuth 2.0 or JWT (Server Authentication) for machine-to-machine

```
Authorization: Bearer YOUR_ACCESS_TOKEN
```

## Sample Request

```bash
curl -X GET 'https://api.sandbox.velopayments.com//v1/authenticate' \
  -H 'Authorization: Bearer <access_token>'
```

## Sample Response

```json
{}
```

## Pricing Details

Individual: free (10GB). Business Starter: $15/user/mo (unlimited storage). Business: $20/user/mo. Enterprise: custom.

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*Source: [API Map](https://apimap.dev/apis/velo-payments-apis/) — CC BY 4.0*